AI-enabled freelancers and microbusinesses could add $262 billion in stablecoin transaction volume by 2033, according to Australian crypto exchange Swyftx. The company said the AI-native segment of the expanding gig economy may increasingly turn to stablecoins for payments.
The development matters because stablecoins are being positioned as a practical payment rail, not only as a trading tool. For independent workers and small digital businesses, Swyftx said the appeal is avoiding traditional payment systems that can be slow and costly.
Swyftx’s projection points to a potential overlap between two fast-growing areas of the digital economy: AI-enabled work and blockchain-based settlement. If more freelancers and microbusinesses use automated tools to operate across borders, payment speed and cost could become more important considerations.
The company’s estimate also adds to the broader debate over stablecoin adoption. While much of the sector’s attention has focused on exchanges and crypto markets, business-to-business and freelance payments remain a possible source of future volume.
Swyftx did not frame the projection as an investment case. Instead, the forecast highlights how AI-native businesses could influence demand for digital payment infrastructure over the coming decade.